What information may prescreened consumer reports contain?

Prescreened consumer reports are specialized reports generated by credit reporting agencies for the purpose of preapproval for credit offers. They contain a limited set of information about individuals who meet certain credit criteria, without providing full details included in standard credit reports.

The information may include the name and address of the consumer, which allows lenders to identify the individual for whom the report is generated. An identifier used solely for identity verification is also included to ensure that the consumer's identity can be confirmed without revealing additional sensitive personal details. Furthermore, these reports can present other relevant information that does not reveal the complete relationship between the consumer and their creditors, ensuring privacy while still offering enough data to assess credit eligibility.

Since prescreened consumer reports include all the mentioned elements—identifying information, verification identifiers, and non-specific details about creditor relationships—they embody a comprehensive approach for lenders to evaluate potential candidates for credit offerings. This makes the choice indicating all of the above the most accurate representation of what prescreened consumer reports may contain.