Which of the following does NOT belong to the information maintained by nationwide specialty consumer reporting agencies?

The information maintained by nationwide specialty consumer reporting agencies primarily focuses on specific types of consumer transactions and behaviors that are pertinent to specialized services. These agencies often compile data in categories such as medical records or payments, residential or tenant history, and employment history, which are crucial for understanding an individual’s financial behavior and risk in various contexts.

Criminal records, while significant in various reporting contexts, are typically not included in the data collected and reported by nationwide specialty consumer reporting agencies. Instead, criminal history is generally managed by law enforcement agencies or specific background check services, which operate under different regulations and are not categorized under the specialty consumer reporting agencies defined by the Fair Credit Reporting Act.

Therefore, identifying criminal records as not belonging to the types of information maintained by these agencies is accurate, as it highlights the specific focus of nationwide specialty consumer reporting agencies on other specialized information types relevant to consumer reporting.