Which of the following is a permissible purpose for a credit bureau to furnish a report?

A permissible purpose for a credit bureau to furnish a report is for employment purposes. Under the Fair Credit Reporting Act (FCRA), employers are allowed to obtain a credit report for the purpose of evaluating a candidate's suitability for employment. This involves reviewing the individual's credit history, which can provide insights into their financial responsibility and overall reliability.

The FCRA stipulates that when a credit report is requested for employment purposes, the employer must obtain written consent from the individual, ensuring transparency and allowing the individual to be aware of the background check. This is critical as it protects the consumer's rights and ensures they have control over who accesses their credit information.

While other scenarios, such as solicitation for insurance and marketing, might involve credit information, they may not automatically fall under the permissible purposes defined by the FCRA as clearly as employment does. It's important for businesses to understand these specific purposes to ensure compliance with legal standards when handling consumer reports.