Which of the following is NOT included in the information shared by Background Assure?

Prepare for the Fair Credit Reporting Act (FCRA) Test with targeted questions and explanations. Hone your understanding of FCRA regulations and principles. Ace your exam confidently!

The information shared by Background Assure typically relates to personal history checks, which often include various public records such as arrest history, marriage records, and divorce records. However, credit scores are generally not included in such background checks because they are sensitive financial information protected under the Fair Credit Reporting Act (FCRA). Credit scores are specifically relevant in credit inquiries and lending situations, rather than in typical background checks conducted for employment or tenancy purposes.

The FCRA regulates the use and sharing of credit information, ensuring that individuals have certain rights concerning their credit histories, and one of these rights includes controlling when and how their credit information is shared. This is why credit scores are not part of the records typically accessed through services like Background Assure, as they have a different focus.

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